You can purchase either Nokia phone insurance or Nokia phone insurance plus for a Nokia smartphone, but you cannot purchase both for the same phone. Please note that Nokia phone insurance covers against the accidental damages including liquid damage whereas Nokia phone insurance plus covers against accidental damages, liquid damages plus theft – please choose the plan that fits for you. In addition to either one of these plans, you can also purchase Nokia phone extended warranty that extends the Manufacturer’s Limited Warranty by 12 (twelve) months.